{"id":250,"date":"2025-07-24T10:21:01","date_gmt":"2025-07-24T08:21:01","guid":{"rendered":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/"},"modified":"2025-07-24T10:21:01","modified_gmt":"2025-07-24T08:21:01","slug":"contrats-assurance-vie-pertes","status":"publish","type":"post","link":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/","title":{"rendered":"D\u00e9couvrez comment certains contrats d&rsquo;assurance-vie peuvent entra\u00eener des pertes financi\u00e8res"},"content":{"rendered":"<p>Les assurances-vie sont souvent per\u00e7ues comme un moyen s\u00fbr de s\u00e9curiser son avenir financier. Pourtant, derri\u00e8re cette apparente s\u00e9curit\u00e9, se cachent des pi\u00e8ges qui peuvent v\u00e9ritablement impacter votre portefeuille. Face \u00e0 la diversit\u00e9 des contrats disponibles, il est essentiel de bien comprendre les frais insidieux associ\u00e9s et les choix d&rsquo;investissement qui peuvent mener \u00e0 des pertes si l&rsquo;on n&rsquo;y prend pas garde. Une vigilance accrue peut vous \u00e9viter des d\u00e9convenues financi\u00e8res. Avec des acteurs majeurs tels qu&rsquo;Allianz, AXA, et Generali en jeu, \u00eatre inform\u00e9 est la meilleure fa\u00e7on de se prot\u00e9ger.<\/p>\n\n<h2 class=\"wp-block-heading\">Les frais cach\u00e9s des contrats d&rsquo;assurance-vie \ud83d\udea8<\/h2>\n\n<p>Les frais peuvent repr\u00e9senter un fardeau consid\u00e9rable, \u00e9rodant lentement mais s\u00fbrement le capital. Voici <strong>quelques exemples<\/strong> de frais \u00e0 surveiller :<\/p>\n\n<ul class=\"wp-block-list\"><li>Frais sur versements : souvent <strong>jusqu&rsquo;\u00e0 5%<\/strong> de chaque contribution<\/li><li>Frais de gestion : annuellement, ils peuvent atteindre <strong>2%<\/strong><\/li><li>Frais d&rsquo;arbitrage : pour modifier l\u2019allocation, ces frais peuvent s&rsquo;\u00e9lever \u00e0 <strong>1%<\/strong> \u00e0 chaque transaction<\/li><\/ul>\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1344\" height=\"768\" src=\"https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres-1.jpg\" alt=\"d\u00e9couvrez les risques cach\u00e9s des contrats d&#039;assurance-vie et apprenez comment certains peuvent mener \u00e0 des pertes financi\u00e8res. informez-vous sur les pi\u00e8ges \u00e0 \u00e9viter pour prot\u00e9ger votre investissement et maximiser vos b\u00e9n\u00e9fices.\" class=\"wp-image-248\" srcset=\"https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres-1.jpg 1344w, https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres-1-300x171.jpg 300w, https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres-1-1024x585.jpg 1024w, https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres-1-768x439.jpg 768w\" sizes=\"(max-width: 1344px) 100vw, 1344px\" \/><\/figure>\n\n<h3 class=\"wp-block-heading\">L&rsquo;impact des choix d&rsquo;investissement \ud83d\udcc9<\/h3>\n\n<p>Les <strong>unit\u00e9s de compte<\/strong> offrent la promesse de meilleurs rendements mais avec des risques accrus. Un mauvais choix peut entra\u00eener des pertes significatives. Pour \u00e9viter ces erreurs, il est crucial de suivre attentivement l\u2019\u00e9volution des march\u00e9s financiers et d&rsquo;adapter votre strat\u00e9gie en fonction, ce qui n\u00e9cessite <strong>expertise et r\u00e9activit\u00e9<\/strong>.<\/p>\n\n<figure class=\"is-provider-youtube is-type-video wp-block-embed wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"A quoi correspondent les frais sur mon assurance vie\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/BEL28A7_oZ4?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n<h2 class=\"wp-block-heading\">Les acteurs du secteur et leur r\u00f4le \ud83e\udd1d<\/h2>\n\n<p>Des compagnies comme <strong>Groupama<\/strong> et <strong>La Banque Postale<\/strong>, en passant par <strong>BNP Paribas Cardif<\/strong> et <strong>CNP Assurances<\/strong>, offrent une vari\u00e9t\u00e9 de produits adapt\u00e9s \u00e0 diff\u00e9rentes strat\u00e9gies d&rsquo;investissement. Cependant, elles imposent des conditions et frais distincts. Comparer les offres est essentiel pour maximiser ses gains et minimiser les risques.<\/p>\n\n<p>D\u00e9couvrez \u00e9galement plus d&rsquo;informations sur <a href=\"https:\/\/www.go-assurance.fr\/blog\/assurance-auto-garanties\/\">les garanties d&rsquo;assurance<\/a> pour vous guider dans vos choix.<\/p>\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1344\" height=\"768\" src=\"https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres-2.jpg\" alt=\"explorez les implications cach\u00e9es des contrats d&#039;assurance-vie et apprenez comment certains d&#039;entre eux peuvent mener \u00e0 des pertes financi\u00e8res inattendues. informez-vous pour faire des choix \u00e9clair\u00e9s concernant votre avenir financier.\" class=\"wp-image-249\" srcset=\"https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres-2.jpg 1344w, https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres-2-300x171.jpg 300w, https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres-2-1024x585.jpg 1024w, https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres-2-768x439.jpg 768w\" sizes=\"(max-width: 1344px) 100vw, 1344px\" \/><\/figure>\n\n<h3 class=\"wp-block-heading\">Tableau comparatif des frais \ud83d\udca1<\/h3>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>Compagnie<\/th>\n<th>Frais de Versement<\/th>\n<th>Frais de Gestion<\/th>\n<th>Frais d&rsquo;Arbitrage<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>AXA<\/td>\n<td>4%<\/td>\n<td>1,5%<\/td>\n<td>0,8%<\/td>\n<\/tr>\n<tr>\n<td>Swiss Life<\/td>\n<td>3,5%<\/td>\n<td>2%<\/td>\n<td>1%<\/td>\n<\/tr>\n<tr>\n<td>MAAF<\/td>\n<td>5%<\/td>\n<td>2,2%<\/td>\n<td>0,5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<h2 class=\"wp-block-heading\">Conseils pour \u00e9viter les pi\u00e8ges \ud83d\udcbc<\/h2>\n\n<p>Pour prot\u00e9ger votre \u00e9pargne, il est important de :<\/p>\n\n<ul class=\"wp-block-list\"><li>R\u00e9aliser <strong>un audit<\/strong> r\u00e9gulier de vos contrats pour anticiper des changements d\u00e9favorables<\/li><li>Utiliser des comparateurs en ligne pour obtenir un aper\u00e7u actualis\u00e9 des offres<\/li><li>Consulter des experts afin d\u2019affiner votre strat\u00e9gie d\u2019investissement<\/li><\/ul>\n\n<p><otoinstagram href=\"https:\/\/www.lesaffaires.com\/mes-finances\/planification-financiere\/comment-supporter-ses-pertes-financieres-2\/\" uid=\"instagram-6881ece7618e5\"><\/otoinstagram><\/p>\n\n<h3 class=\"wp-block-heading\">FAQ<\/h3>\n\n<ul class=\"wp-block-list\"><li><strong>Comment identifier un contrat rentable ?<\/strong>\n<p>Examinez attentivement les frais et tenez compte des conditions du march\u00e9 pour \u00e9valuer les perspectives de croissance.<\/p>\n<\/li><li><strong>Pourquoi les frais sont-ils si \u00e9lev\u00e9s ?<\/strong>\n<p>Les frais visent \u00e0 compenser les co\u00fbts de gestion et la r\u00e9mun\u00e9ration des interm\u00e9diaires. Ils varient consid\u00e9rablement selon le prestataire.<\/p>\n<\/li><li><strong>Peut-on changer de contrat facilement ?<\/strong>\n<p>Oui, c\u2019est possible, mais il peut y avoir des p\u00e9nalit\u00e9s ou frais li\u00e9s \u00e0 la r\u00e9siliation anticip\u00e9e.<\/p>\n<\/li><\/ul>\n\n<p>Source: <a href=\"https:\/\/www.lesechos.fr\/patrimoine\/assurance\/ces-contrats-dassurance-vie-qui-vous-font-perdre-de-largent-2177719\" rel=\"nofollow\" target=\"_blank\">www.lesechos.fr<\/a><\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Les assurances-vie sont souvent per\u00e7ues comme un moyen s\u00fbr de s\u00e9curiser son avenir financier. Pourtant, derri\u00e8re cette apparente s\u00e9curit\u00e9, se cachent des pi\u00e8ges qui peuvent v\u00e9ritablement impacter votre portefeuille. Face \u00e0 la diversit\u00e9 des contrats disponibles, il est essentiel de bien comprendre les frais insidieux associ\u00e9s et les choix d&rsquo;investissement qui peuvent mener \u00e0 des [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":247,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[11],"tags":[],"class_list":["post-250","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurance-vie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Les pi\u00e8ges cach\u00e9s des contrats d&#039;assurance-vie<\/title>\n<meta name=\"description\" content=\"D\u00e9couvrez les risques m\u00e9connus des contrats d&#039;assurance-vie et comment certains peuvent causer des pertes financi\u00e8res importantes.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les pi\u00e8ges cach\u00e9s des contrats d&#039;assurance-vie\" \/>\n<meta property=\"og:description\" content=\"D\u00e9couvrez les risques m\u00e9connus des contrats d&#039;assurance-vie et comment certains peuvent causer des pertes financi\u00e8res importantes.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/\" \/>\n<meta property=\"og:site_name\" content=\"blog Go-assurance\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-24T08:21:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1344\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Chloe.milano.61\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chloe.milano.61\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/\"},\"author\":{\"name\":\"Chloe.milano.61\",\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/#\\\/schema\\\/person\\\/fc2852562edeff8f501169f86d5bd856\"},\"headline\":\"D\u00e9couvrez comment certains contrats d&rsquo;assurance-vie peuvent entra\u00eener des pertes financi\u00e8res\",\"datePublished\":\"2025-07-24T08:21:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/\"},\"wordCount\":484,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres.jpg\",\"articleSection\":[\"Assurance vie\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/\",\"url\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/\",\"name\":\"Les pi\u00e8ges cach\u00e9s des contrats d'assurance-vie\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres.jpg\",\"datePublished\":\"2025-07-24T08:21:01+00:00\",\"description\":\"D\u00e9couvrez les risques m\u00e9connus des contrats d'assurance-vie et comment certains peuvent causer des pertes financi\u00e8res importantes.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres.jpg\",\"contentUrl\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres.jpg\",\"width\":1344,\"height\":768,\"caption\":\"d\u00e9couvrez les enjeux cach\u00e9s des contrats d'assurance-vie et apprenez comment ils peuvent parfois entra\u00eener des pertes financi\u00e8res. informez-vous pour mieux prot\u00e9ger votre investissement.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/contrats-assurance-vie-pertes\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"D\u00e9couvrez comment certains contrats d&rsquo;assurance-vie peuvent entra\u00eener des pertes financi\u00e8res\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/\",\"name\":\"blog Go-assurance\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/#organization\",\"name\":\"blog Go-assurance\",\"url\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/goassurance.webp\",\"contentUrl\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/goassurance.webp\",\"width\":200,\"height\":200,\"caption\":\"blog Go-assurance\"},\"image\":{\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/#\\\/schema\\\/person\\\/fc2852562edeff8f501169f86d5bd856\",\"name\":\"Chloe.milano.61\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/?s=96&d=mm&r=g\",\"caption\":\"Chloe.milano.61\"},\"description\":\"Avec 18 ans d\u2019exp\u00e9rience dans le domaine de l\u2019assurance, je mets mon savoir-faire au service de votre tranquillit\u00e9. Mon r\u00f4le ? Vous \u00e9couter, vous conseiller, et vous proposer des solutions personnalis\u00e9es, r\u00e9ellement adapt\u00e9es \u00e0 votre situation. Parce que prot\u00e9ger ce qui compte pour vous, vos biens, votre famille, votre avenir, est bien plus qu\u2019un m\u00e9tier : c\u2019est un engagement.\",\"url\":\"https:\\\/\\\/www.go-assurance.fr\\\/blog\\\/author\\\/chloe-milano-61\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Les pi\u00e8ges cach\u00e9s des contrats d'assurance-vie","description":"D\u00e9couvrez les risques m\u00e9connus des contrats d'assurance-vie et comment certains peuvent causer des pertes financi\u00e8res importantes.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/","og_locale":"fr_FR","og_type":"article","og_title":"Les pi\u00e8ges cach\u00e9s des contrats d'assurance-vie","og_description":"D\u00e9couvrez les risques m\u00e9connus des contrats d'assurance-vie et comment certains peuvent causer des pertes financi\u00e8res importantes.","og_url":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/","og_site_name":"blog Go-assurance","article_published_time":"2025-07-24T08:21:01+00:00","og_image":[{"width":1344,"height":768,"url":"https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres.jpg","type":"image\/jpeg"}],"author":"Chloe.milano.61","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Chloe.milano.61","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/#article","isPartOf":{"@id":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/"},"author":{"name":"Chloe.milano.61","@id":"https:\/\/www.go-assurance.fr\/blog\/#\/schema\/person\/fc2852562edeff8f501169f86d5bd856"},"headline":"D\u00e9couvrez comment certains contrats d&rsquo;assurance-vie peuvent entra\u00eener des pertes financi\u00e8res","datePublished":"2025-07-24T08:21:01+00:00","mainEntityOfPage":{"@id":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/"},"wordCount":484,"commentCount":0,"publisher":{"@id":"https:\/\/www.go-assurance.fr\/blog\/#organization"},"image":{"@id":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/#primaryimage"},"thumbnailUrl":"https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres.jpg","articleSection":["Assurance vie"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/","url":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/","name":"Les pi\u00e8ges cach\u00e9s des contrats d'assurance-vie","isPartOf":{"@id":"https:\/\/www.go-assurance.fr\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/#primaryimage"},"image":{"@id":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/#primaryimage"},"thumbnailUrl":"https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres.jpg","datePublished":"2025-07-24T08:21:01+00:00","description":"D\u00e9couvrez les risques m\u00e9connus des contrats d'assurance-vie et comment certains peuvent causer des pertes financi\u00e8res importantes.","breadcrumb":{"@id":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/#primaryimage","url":"https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres.jpg","contentUrl":"https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/Decouvrez-comment-certains-contrats-dassurance-vie-peuvent-entrainer-des-pertes-financieres.jpg","width":1344,"height":768,"caption":"d\u00e9couvrez les enjeux cach\u00e9s des contrats d'assurance-vie et apprenez comment ils peuvent parfois entra\u00eener des pertes financi\u00e8res. informez-vous pour mieux prot\u00e9ger votre investissement."},{"@type":"BreadcrumbList","@id":"https:\/\/www.go-assurance.fr\/blog\/contrats-assurance-vie-pertes\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.go-assurance.fr\/blog\/"},{"@type":"ListItem","position":2,"name":"D\u00e9couvrez comment certains contrats d&rsquo;assurance-vie peuvent entra\u00eener des pertes financi\u00e8res"}]},{"@type":"WebSite","@id":"https:\/\/www.go-assurance.fr\/blog\/#website","url":"https:\/\/www.go-assurance.fr\/blog\/","name":"blog Go-assurance","description":"","publisher":{"@id":"https:\/\/www.go-assurance.fr\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.go-assurance.fr\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/www.go-assurance.fr\/blog\/#organization","name":"blog Go-assurance","url":"https:\/\/www.go-assurance.fr\/blog\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.go-assurance.fr\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/goassurance.webp","contentUrl":"https:\/\/www.go-assurance.fr\/blog\/wp-content\/uploads\/2025\/07\/goassurance.webp","width":200,"height":200,"caption":"blog Go-assurance"},"image":{"@id":"https:\/\/www.go-assurance.fr\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.go-assurance.fr\/blog\/#\/schema\/person\/fc2852562edeff8f501169f86d5bd856","name":"Chloe.milano.61","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/?s=96&d=mm&r=g","caption":"Chloe.milano.61"},"description":"Avec 18 ans d\u2019exp\u00e9rience dans le domaine de l\u2019assurance, je mets mon savoir-faire au service de votre tranquillit\u00e9. Mon r\u00f4le ? Vous \u00e9couter, vous conseiller, et vous proposer des solutions personnalis\u00e9es, r\u00e9ellement adapt\u00e9es \u00e0 votre situation. Parce que prot\u00e9ger ce qui compte pour vous, vos biens, votre famille, votre avenir, est bien plus qu\u2019un m\u00e9tier : c\u2019est un engagement.","url":"https:\/\/www.go-assurance.fr\/blog\/author\/chloe-milano-61\/"}]}},"_links":{"self":[{"href":"https:\/\/www.go-assurance.fr\/blog\/wp-json\/wp\/v2\/posts\/250","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.go-assurance.fr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.go-assurance.fr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.go-assurance.fr\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.go-assurance.fr\/blog\/wp-json\/wp\/v2\/comments?post=250"}],"version-history":[{"count":0,"href":"https:\/\/www.go-assurance.fr\/blog\/wp-json\/wp\/v2\/posts\/250\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.go-assurance.fr\/blog\/wp-json\/wp\/v2\/media\/247"}],"wp:attachment":[{"href":"https:\/\/www.go-assurance.fr\/blog\/wp-json\/wp\/v2\/media?parent=250"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.go-assurance.fr\/blog\/wp-json\/wp\/v2\/categories?post=250"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.go-assurance.fr\/blog\/wp-json\/wp\/v2\/tags?post=250"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}